About Project

Jorr

A B2B2C fintech marketplace connecting financial institutions, businesses, and government institutions to customers through a unified network of retailers across Pakistan.

About Client

Ecofin Technologies

Ecofin Technologies engaged Smart Fusion to build Jorr, a B2B2C fintech marketplace serving customers of financial institutions (digital banks, payment switches, EMIs, NBFIs), businesses (e-commerce, telcos, billers, insurance, travel), and government institutions via unified distribution touch points across Pakistan comprised of retailers. Ecofin works with corporate customers over APIs and operates a retailer application on the Google Play Store, called Jorr - Asaan, Kareeb aur Mehfooz!

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Agent onboarding tracked end to end, from application to deployment

Every agent, tracked from application to deployment

Each agent's journey through the network is tracked as a single history: from active and deployed through training and approval, with every status change recorded against the agent's record.

Full status history per agent: Active, Deployed, Training Completed, Approved
Change Status workflow with a full audit trail
Business Info, Owner Info, and Screening Info in dedicated tabs
Site Images, CNIC Images, Addresses, Bank Account, and Device Info on file

An agent's full status history, from active to deployed

Every agent, searchable across the network

The agent directory lets Ecofin's team search and filter the entire retailer network by date range, registration status, and agent category, with every agent's core details in one table.

Search and filter by date range, registration status, and agent category
Agent Name, Business Address, and CNIC in one row
Region, City, and DRG Name for territory management
Registration Status, Verification Status, and Referred By tracked per agent

The full retailer network, searchable by region, category, and status

A complete business profile behind every agent

Every agent's business and identity information is captured and verifiable, giving Ecofin the KYC and compliance detail it needs before an agent goes live.

Business Name, Business Type, and Business Registration Status
CNIC number, issuance date, and expiry date on file
Primary and secondary contact numbers with contact person name
Parent Agent hierarchy and Balance Utilization tracked per business

Full business and KYC detail behind every agent

The outcome

Jorr is live on the Google Play Store, giving Ecofin's retailer network across Pakistan a unified way to serve customers of financial institutions, businesses, and government institutions from a single app, with digital onboarding and KYC, real-time float and liquidity tracking, automated commission payouts, and fraud and performance monitoring running behind every agent.

Technology stack

JavaAndroidNode.jsRedisPostgreSQLAngular

Delivered through Software Development.

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