Software Development

A digital services platform combining marketplace, wallet, and bill payments for Tijari

Client

Tijari

Fintech / Digital Commerce

Smart Fusion built Tijari's digital services platform, bringing an e-commerce marketplace, a closed-loop wallet, bill payments, and mobile top-ups into one consumer app and merchant back office.

The Challenge

Tijari wanted a single app where customers shop, hold funds, and pay bills, which required tying a marketplace, a regulated closed-loop wallet, and third-party biller and telecom integrations into one coherent product.

The Solution

Smart Fusion delivered a marketplace with merchant management, a closed-loop wallet with top-up, transfer, and cash-out, aggregator integrations for utilities and mobile operators, and a unified ledger and reconciliation engine behind every transaction type.

Outcomes

Marketplace, wallet, bill payment, and top-up in one app
Closed-loop wallet with KYC tiers and transaction limits
Biller and telecom aggregator integrations for instant payments
Single ledger with reconciliation across every service

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